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Benefits of our home loans

Benefits

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Our home loans come with some great benefits...

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Variable and lump sum repayments*
By contributing any extra income to your loan, in addition to your usual repayments, you are able to pay off your loan sooner and therefore you could save thousands of dollars in interest costs. ^
*Fixed rate home loans have a limit on lump sum repayments of $10,000 per year.

Early repayment without penalty for all variable home loans
The earlier you pay off your loan the more money you save in interest charges. ^

A redraw facility on all variable home loans
Our Bank gives you the option of making extra repayments on your loan and then having the flexibility of being able to redraw on these extra repayments. Terms and conditions are available on application. ^

No monthly loan service fees
Unlike some other institutions, we do not charge any account keeping or service fees on our mortgage accounts, saving you money. ^

Automatic repayments (salary / account)
You can arrange to make automatic repayments either by payroll deduction, direct debit from your savings or transaction account, Internet or Phone Banking. Setting up automatic repayments saves you time and enables you to avoid any late fees.^

Decided on the loan that is right for you? 
Apply using our simple online Home Loan application form.

Want to learn more?
See the answers to common FAQs about our home loans.

Use one of our Loan Calculators to work out what loan is right for you.