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One Billion Dollars Strong!

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We are proud to announce that Unity Bank has reached a significant historical milestone and has exceeded $1 billion dollars in assets as of 2 June 2017.

From our humble beginnings in 1970 as the Waterside Workers’ of Australia Credit Union we now serve 40,000 members, employ over 150 staff and provide a network of 26 branches across Australia capital cities and regional communities. We have merged with several exceptional credit unions, strengthened our community relationships and remained committed to the industries we were born out of. Coupled with this is our genuine care for the financial well-being of our members, whose loyalty and trust we do not take for granted.

We would like to thank members for your support throughout this exciting journey and we look forward to continuing to be your trusted banking partner.


Scheduled Maintenance

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Please note that regular scheduled maintenance will be performed this weekend between the hours of 1:00 am – 5:00 am Saturday 24/6 and Sunday 25/6. During this time there may be intermittent outages to services such as Internet, Mobile and Phone Banking as well as our Banking App. We will keep you up to date following the maintenance. 


Privacy Awareness

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We live in a rapidly changing digital world where our personal information is real value, just like money.

Here are a few tips that can make a difference to your digital privacy


1.      Check the machine

One of the most common ways a scammer will try to get access to your bank account is at the ATM. This is usually done by installing a ‘skimmer’ over the card reader, which captures the data on your card when you place it into the machine. The scammers then use that data to create a dummy card, which can also be used to access your account.

Always check before using ATMS especially if they aren’t owned by a bank looking for signs of:

·         Any signs of tampering

·         Anything that looks out of place

·         Anything that seems to move when touched


And always cover your pin!


2.      Keep your electronic software up to date.

Software updates may be pesky but they’re worth downloading. The latest versions often contain security updates to help defend your device against viruses, malware and other online threats that may pose a security threat to your personal finances.

3.      Log out every time

Closing a browser or typing over an address is not the same as logging out. Shut down apps when you’re not using them and make a habit of logging out of websites when you’re done. Most online banking applications automatically time out, but its cyber-smart to click ‘log out’ every time.

4.      Check your balance

Banks are usually quite effective at detecting suspicious activity on their customers’ accounts. But they're not perfect. So check your account balance regularly. When you do, go through your transactions and make sure they match up to what you’ve spent. If you have a joint account make sure your partner does the same.


If you notice any signs of fraudulent activity on your account contact: 1300 36 2000 




Get a FREE RP Data property report^

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Buying a property can be a stressful experience...

There's researching the market, looking for properties, attending open for inspections, dealing with real estate agents and ultimately putting in an offer or bidding at auction.

And if your offer or bid is unsuccessful, you then start the whole process again and again...

One of the most difficult parts in the property buying process is determining what a property is worth. 

You can do your research and follow the market but it still can be difficult, especially when you add competition from other interested buyers and negotiating with experienced real estate agents working for the seller.

To help you determine a property's value, we are offering a FREE RP Data property report.

These reports from property research company RP Data can tell you: -

  • The estimated value of the property
  • Sales history of the property
  • Details of recently sold properties in the area

These reports are invaluable in helping you determine a property's value and ultimately what you are prepared to pay.

Professional home loan advice and a FREE property report... Another reason to give us a call 1300 36 2000 or email us at

^While the RP Data Property Report is being offered with permission from Australian Property Monitors Pty CAN 061 438 006, Unity Bank Limited accepts no responsibility for its accuracy or completeness. We recommend you seek independent advice before making a decision based on this information. 


Direct Charge Fee

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The CashCard ATM network, which forms part of our Direct Charge Fee Free ATM Access program, has been sold to DC Payments.

This network is currently being updated by DC Payments, and as a result some machines may no longer form part of the Direct Charge Fee Free program.

It’s important when using any ATM to refer to the screen confirmation regarding ATM fees charged at the time of your transaction to ensure you are enjoying the benefits of Direct Charge Fee Free ATM Access.  We will provide further advice regarding this matter over the coming months.

Remember, through our Direct Charge Fee Free program you have access to over 9700 ATMs at which you will not incur any unnecessary fees.