Premium Personal Loan


A discounted variable interest rate for members:

  • With an existing home loan, or
  • Who are an existing home owner, or
  • With an existing Fixed Term Deposit with Unity Bank greater than $20,000.

7.99% pa1 Interest rate

8.20% pa2 Comparison rate

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Premium Personal Loan
Interest Rates
Variable Interest Rate7.99% pa
Comparison Rate8.20% pa
Minimum Amount$500 
Loan periodUp to 7 years
RepaymentsMonthly, Fortnightly, Weekly
Annual/ Monthly Fee$0
Establishment Fee$150 
Variable and lump sum repaymentsYes
Additional Repayments Fee$0 
Free redraw facilityYes
Auto repayments salary/accountYes

Credit eligibility criteria, terms and conditions, fees and charges apply.

1. Available to members who have an existing home loan, are homeowners or have a term deposit of $20,000 or more.
2. Comparison Rate is calculated on a loan amount of $30,000 over a term of 5 years. These rates are for unsecured loans only. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.