Thinking of Renovating Your Home?

There are many ways you can obtain funding for your new renovations. Preparing your finances in advance can help you stay on budget. The following tips will help you get started on your renovation plans.

Personal Loan

If you have a small renovation, then a personal loan might be all you need. To find out if this best suits you, just click here to speak to one of our Lending Specialists today.


Equity is the difference between what you owe on your mortgage and what your home is currently worth. If you already have a home loan with us, you may be able to borrow additional funds against the current value of your property without taking out a separate loan, enabling you to take advantage of our low Home Loan Interest rates. Using the equity in your home can also be used for other worthwhile purposes such as consolidating debts or for a well-deserved holiday.


If you’ve made extra repayments on one of our variable rate products, you may be able to redraw these funds to put towards your renovations.

Refinance Your Home Loan

If you’re with another lender, speak to one of our lending specialists who can give you advice on your current home loan and check whether moving your home loan would better suit your financial needs.

Construction Loan

A construction loan may be right for you if you are looking to knock down and rebuild or put an extension to your existing property. This option allows you to draw funds gradually when your invoices arrive and you only need to pay interest only repayments until the last invoice, saving you money and allowing you to spend more on your new home or renovation.

Click the button below to find out which loan suits your current financial situation.

Talk to a Lending Specialist