First Home Buyer 2 Year Fixed Rate Special
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Enjoy the certainty of knowing your repayments do not change for a set period. With the low interest rate plus no monthly fees, you could have more room in your budget to save and pay off your mortgage sooner.1
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Only available for eligible first home buyers
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NO LMI on LVR up to 85% for first home buyers
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NO monthly account keeping fees
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FLEXIBLE repayment options at no extra cost (Conditions apply)
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Available for Owner Occupied only
From
1.99% pa2 Owner Occupied
2 Year Fixed Rate
3.88% pa3
Comparison rate
Talk to a loans specialist
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All displayed interest rates for Owner Occupied loans only. Investment rates available by clicking here
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| First Home Buyer 2 Year Fixed Rate Special |
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| Interest Rates | | Variable Interest Rate | 4.25% pa | | Fixed Interest Rate | 1.99% pa | | Fixed Rate Term in Years | 2 | | Comparison Rate | 3.88% pa | | Fees | | Establishment Fee | $1253 | | Features | | Redraw Facility | No | | Additional Repayments Accepted | Yes | | Additional Repayments Fee | $0 | | Loan period | Up to 30 years | | Interest charges | Calculated daily, charged monthly | | Monthly account keeping/service fees | No | | Auto repayments salary/account | Yes | | Loan set up costs (Valuation Solicitor) | At Cost | | Addition Repayments Accepted | Limited to $10,000 in any one year without penalty | | Early Repayment Fee | Yes if paid out before expiry |
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Credit eligibility criteria, terms and conditions, fees and charges apply.
1. Maximum extra payments $10,000 p.a.
2. Interest rates are current as at 01/11/2021 and subject to change without notice. Only available for eligible First Home Buyers. Minimum home loan balance $150,000. Not available for top-ups or internal product switches.
3. Comparison Rate is calculated on a loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
