First Home Buyer 1 Year Fixed Rate Special
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Enjoy the certainty of knowing your repayments do not change for a set period. With the low interest rate plus no monthly fees, you could have more room in your budget to save and pay off your mortgage sooner.1
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Only available for eligible first home buyers
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NO LMI on LVR up to 85% for first home buyers
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NO monthly account keeping fees
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FLEXIBLE repayment options at no extra cost (Conditions apply)
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Available for Owner Occupied only
From
1.84% pa2
P&I Owner Occupied
1 Year Fixed Rate
2.33% pa3
Comparison rate
Talk to a loans specialist
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All displayed interest rates for Owner Occupied loans only. Investment rates available by clicking here
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| Fixed Rate Home Loans - First Home Buyer 1 Year |
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| Interest Rates | | Fixed Interest Rate - From | 1.84% pa | | Comparison Rate | 2.33% pa | | Features | | Establishment Cost | No | | Maximum Amount | 95% of the property value | | Interest charges | Calculated daily, charged monthly | | Addition Repayments Accepted | Max $10,000 per year | | Early Repayment Fee | Yes, If paid out before expiry | | Redraw Facility | No | | Auto repayments salary/account | Yes |
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Credit eligibility criteria, terms and conditions, fees and charges apply. After fixed period interest rate reverts to First Home Buyer Variable Rate Special depandent on LVR.
1. Maximum extra payments $10,000 p.a.
2. Interest rates are current as at 16/05/2022 and subject to change without notice. Only available for eligible First Home Buyers. Minimum home loan balance $150,000. Not available for top-ups or internal product switches. Loan to Value Ratio (LVR), is the ratio of money you borrow compared to the value of the property used as security, as determined by the Bank.
3. Comparison Rate is calculated on a loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
