Minimising Fees and Charges
While Fees and Charges are a part of every financial institution, you can rest assured that as a Bank our focus is to minimise as much as possible the cost of banking to our members. Historically around 80% of our members pay no fees at all. | Talk to us |
Relationship Rewards ProgramOur ‘Relationship Reward’ program rewards members on the basis of their support of the bank and using the members helping member philosophy. Your Relationship Reward is the number of FREE transactions you qualify for each month. It’s based on the total balance you have in any combination of the following: Home Loans; Personal Loans; Balance on Overdrafts; Savings Accounts; Term Deposits. At the end of each month we will look at the average value of the above accounts and calculate your Relationship Reward level. This will then determine the number of free transactions that you are entitled to in that month. Your Relationship Reward Benefits
Memberships with a balance of $10,000+
Memberships with a balance of less than $10,000
Retired members over 58 years of age (who have registered with us) All in One mortgage holders receive 20 free transactions per month* All in One Rewards Package mortgage holders receive UNLIMITED transactions per month *Your transactions consist of withdrawals made via any domestic ATM, ATM withdrawals made overseas, EFTPOS, Bank@Post and Personal Cheques. Minimising Your Fees and ChargesBelow are some tips to help make managing your fees a whole lot easier.
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