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2021 Unity Bank Win A Share of up to $60K Promotion

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Terms and Conditions

1. Promotion: The Promotion is the “2021 Unity Bank Win A Share of up to $60K Promotion”.  Participation in the Promotion is deemed acceptance of these Terms and Conditions of eligibility.  This Promotion is authorised under NSW Authority Number TP/00808, SA Permit No T21/241, ACT Permit No. TP 21/00265.

2. Promoter: The Promoter is Unity Bank Limited, Level 7 215 Clarence St Sydney NSW. Phone: 1300 36 2000. Reliance Bank and Bankstown City Unity Bank (BCUB) are divisions of Unity Bank Limited (ABN 11 087 650 315 AFSL/Australian Credit Licence 240399).

3. Eligibility: Entry into this Promotion is only open to an individual who (“Eligible Entrant”):

a. is aged 18 years or older at the time of entry;

b. is not a person conducting the Promotion including any person who determines who is to win a prize in the Promotion; 

c. is an Australian resident at the time of entry; and

d. who are not directors, management or employees, or their immediate family members, of the Promoter. 

4. Entry:  The Promotion commences at 9:00am AEDT on 1/03/2021 and entries close at 4:30pm AEST on 31/05/2021 (“Promotion Period”).   

5. Entry into the Promotion is automatic. If an entrant wishes to be excluded from the Promotion then the entrant must contact the Promoter.

6. To enter, the Eligible Entrant must be approved for a Personal Loan (minimum $10,000), Car Loan (minimum $10,000) or Home Loan (minimum $150,000 and includes home loan top ups of the same amount or greater) application with Unity Bank, Reliance Bank or Bankstown City Unity Bank during the Promotion Period. The minimum loan term is one (1) year. 

7. One entry per approved loan account.  In the case of a joint loan the entry will be in the name of the first-named borrower. 

8. Referral Entry: Existing Members who refer new Members who receive an approved Personal Loan, Car Loan or Home Loan application will also be entered into the draw. Both the existing Member and new Member will receive one entry into the draw per approved loan.

9. Prize and Winning: One (1) entrant’s name will be randomly drawn from the barrel draw each week (“Prize Winner”) over a period of twelve (12) weeks. Only twelve (12) prizes will be awarded. No bonus prizes will be awarded.

10. The draws will take place at Unity Bank Head Office, 217 Clarence St Sydney NSW from 31 March 2021 to 16 June 2021 at 3:00pm AEST on each Draw Date. 

11. The Draw Dates are as follows: 

Draw Week Draw Date
Week 1 31 March 2021
Week 2 7 April 2021
Week 3 14 April 2021
Week 4 21 April 2021
Week 5 28 April 2021
Week 6 5 May 2021
Week 7 12 May 2021
Week 8 19 May 2021
Week 9 26 May 2021
Week 10 2 June 2021
Week 11 9 June 2021
Week 12 16 June 2021


12. An entrant’s name will be included in the weekly draws and subsequent draws until the last draw taking place on 16 June 2021. Each Prize Winner will be excluded from all future weekly draws regardless of the number of entries the Prize Winner has in the Promotion (except South Australia Residents).

13. Each Prize Winner will receive either:

- $1,000 for taking out (or referring someone who then takes out) a Personal Loan or Car Loan;

- $5,000 for taking out (or referring someone who then takes out) a Home Loan. 

14. The maximum Total Prize pool value is $60,000. 

15. Each entrant will be notified via email two business days before each draw.  

16. Each prize will be deposited into the Prize Winner’s bank account held with Unity Bank, Reliance Bank or Bankstown City Unity Bank.

17. Prize Conditions: Each Prize Winner will be notified during business hours by telephone, email or mail within 7 days following the draw. The name of each Prize Winner will be published on the Unity Bank, Reliance Bank and Bankstown City Unity Bank websites and Facebook pages 24 hours after the draws.  If the Prize Winner is from South Australia, their name and address will be published in a South Australian newspaper circulation except for where any such Prize Winner requests that these details not be published.

18. The Prize Winner will only receive their prize money once their loan is claimed and, settled and funded or the initial progress payment has been made (in the case of a new build). If the entry associated with the loan is not settled, funded and claimed (by sending an email to within three months of the Draw Date, the Prize Winner forfeits the prize money and a redraw will take place.

19. If there are any unclaimed or unawarded prizes a barrel redraw will be conducted on 16/09/2021 at 3:00pm AEST at the same place as the original draw subject to any written direction given by any relevant authority. The unclaimed prize winner or winners will be notified by telephone and email by 29/09/2021 after draw and published on the Unity Bank, Reliance Bank, Bankstown City Unity Banks websites and Facebook pages by 29/09/2021.

20. The Promoter collects Eligible Entrants’ personal information to conduct the Promotion and provide its services. It is a condition of this Promotion that this information is provided. For more information about how the Promoter may use Eligible Entrants’ personal information, please refer to the Promoter’s Privacy Policy, which is

21. The Prize Winner agrees to participate in all promotional activity (including publicity and photography) in relation to the Promotion.  The Prize Winner consents to the use of their name, likeness, image and/or voice (including photographs, film and/or video) in promotional material in any media platform at any time without notification or compensation, financial or otherwise.

22. The Promoter reserves the right to cancel the Promotion if it is of the opinion that the Promotion has been interfered with or is not capable of being conducted due to any reason outside of the Promoter’s reasonable control and will not be liable for any loss or damage whatsoever which is suffered or sustained as a result.

23. Any dispute regarding the Promotion is to be determined by the Promoter at its sole and exclusive discretion.