Unity Bank is committed to promoting home ownership to help younger Australians, couples and families establish themselves – offering a first break to those who aspire to home ownership.

In support we are pleased to offer a range of exclusive home loan offers to meet your immediate and future financial needs, circumstances, and family financial goals.

These exclusive home loan offers are only available to finance the purchase of registered land or new home & land and home construction packages, secured by mortgages over residential property located in Watagan Park and Mount View Grange.

Home Loan Offers for Land, House & Land, and Home Construction

  • 1 Only available for First Home Buyers, Housing Australia and Shared Equity Home Buyer Helper. Minimum home loan balance $150,000. Not available for top-ups or internal product switches. Maximum loan period 30 years. Interest rate calculated daily charged monthly. Loan to Value Ratio (LVR), is the ratio of money you borrow compared to the value of the property used as security, as determined by the Bank.
  • 2 Comparison Rate is calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only. WARNING: These Comparison Rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison Rate. Comparison rates for Variable Interest Only loans are based on an initial 5 year Interest only period. Comparison rates for Fixed Interest Only loans are based on an initial Interest Only period equal in length to the fixed period. During an interest only period, your interest only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Interest rates are on a per annum basis.
  • 3 Only available for First Home Buyers, Housing Australia and Shared Equity Home Buyer Helper. Minimum home loan balance $150,000. Not available for top-ups or internal product switches. Maximum loan period 30 years. Interest rate calculated daily charged monthly. After fixed period interest rate reverts to First Home Buyer Advantage Plus standard variable rate.

Credit eligibility, terms & conditions, fees & charges apply.

*Waiver benefits only available for borrowers who purchase registered land or new home & land and home construction packages, secured by mortgages over residential property located in Watagan Park and Mount View Grange.

^Other fees and charges may apply and will be specified at the time the loan is approved. Unity Bank reserves the right to withdraw the home loan offers promotion at any time without notice.