What is a Target Market Determination (TMD)?
A TMD is a document that describes:
- The consumer for which the product has been designed
- The conditions around the product’s distribution
- The events or circumstances where we may need to review the TMD
- When the TMD will be reviewed
- Record keeping and reporting obligations of distributors
Please note a TMD is not intended to provide financial advice. When making a decision about a product, please refer to the Terms and Conditions and any supplementary document(s). These will outline the relevant terms and conditions being provided under that product.