View the rates Unity Bank offers on savings and transaction accounts.

Savings Products (Government Guaranteed capped at $250,000 per person)

 

MoneyMAX Account (S12)

Balance Interest Rate
$1 and over 4.75% p.a.

Bonus Saver Account (S7)

Balance Interest Rate
$1 and $100,000 Up to 4.50% p.a.

Power-up eSaver Account

Balance Interest Rate
$1 and over Up to 2.90% p.a.

Pensioner Security Account (S8)

Balance Interest Rate
$1 to $45,400 2.86% p.a.
$45,400.01 and over 3.00% p.a.

Access Savings, Budget Savings, Special Purpose Account & Cash Management (S1, S2, S3 & S5)

Balance Interest Rate
$1 and over 0.00% p.a.

Christmas Savings Account (S4)

Balance Interest Rate
$1 and over 1.85% p.a.

Business Accounts

 

My Business/My Country Accounts (S20)

Balance Interest Rate
$1 and over 0.00% p.a.

My GST (S24)

Balance Interest Rate
$1 and over 0.00% p.a.
  • 1 Interest is calculated daily and paid monthly. Interest rate applies to account balances over $1.
  • 2 Eligibility criteria, terms and conditions, fees and charges apply. Bonus interest rate applies to account balances under $100,000 if those accounts have a minimum monthly deposit of $50 and no withdrawals, transfers within the calendar month. Standard interest rate applies to account balances over $100,000, and up to $100,000 if the account does not meet above criteria for bonus interest rate. Example: Member’s bonus saver account balance is $112,413.59 at the end of the month. During the month member has deposited $50 and made no withdrawals. Bonus interest is payable on $100,000 and standard interest is payable on $12,413.59. Interest is calculated daily and paid monthly. Bonus interest rate is currently 4.49% and standard interest rate is currently 0.01%. Rates are subject to change. Personal banking only. Only one bonus saver account can be opened per membership.
  • 3 Interest is calculated daily and paid monthly.
  • 4 Interest is calculated daily and paid quarterly. Special Note: Members over 65 years of age are automatically exempt from paying the Monthly Usage Fee, no application for exemption forms are required.
  • 5 Interest is calculated daily and paid quarterly.
  • 6 Interest is calculated daily and paid quarterly. Withdrawals only available from 1 November to 31 January.