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Please be advised that the delivery of your monthly November bank statement has been temporarily delayed. We are working to rectify this as soon as possible and apologise for any inconvenience.
Osko is a payment service available on the New Payments Platform (NPP) and it is backed by BPAY®. It enables near real-time payments between eligible bank accounts at participating financial institutions, 24/7 – even on weekends and public holidays. Unity Bank automatically accepts all Osko payments from participating financial institutions.
You will see the transaction appear as Osko or the Osko logo (shown below) when you receive or make an Osko payment. The option to pay via Osko is available on our Internet Banking and Banking App.
Osko payments to another financial institutions bank account will automatically be processed if:
You can still make payments above $1,000 but it will be processed through the standard payment process using the BSB and Account Number which can take between 1 –2 business days to process before it is appears in the recipient’s bank account.
PayID is a convenient and secure feature of the New Payment Platform allowing you to transfer or receive money without having to use your bank account details. It uses a memorable piece of information that you link to an eligible bank account.
You can set up your PayID to be your mobile number, email address or ABN/ACN number. Should you wish to register your ABN/ACN number as your nominated linked PayID, please call us on 1300 36 2000 and we can arrange this for you.
We are excited to announce that we are now offering PayTo as a secure and fast way to pay directly from your bank account. It’s a new option that allows payment without a card.
PayTo is a new digital payment service that enables you to pre-authorise one off or recurring real-time payments from an eligible bank account to merchant, business or institution. It’s a modern alternative to the current direct debit system.
This new system gives you visibility and control over your banking. You can see all your PayTo Agreements with Unity Bank in one secure place. You can also pause, resume or cancel a PayTo Agreement through your internet banking.
PayTo arrangements are an agreement between you and an authorised third party like a merchant, business or service provider. That third party creates the PayTo agreement in a safe and secure way. You then need to approve this payment via your internet banking before this real-time payment is processed.
For example – you join a gym; they ask for your account details, and you give them your BSB and account number (your 9 digit account number) or your PayID. The gym creates a PayTo agreement and the details appear in your internet banking for you to review and approve. You can also see that agreement and all its details with the options to pause, cancel or resume it at your discretion. This can all happen in person, at a digital checkout, or on the phone.
Please note, any signatories on your account will also receive notifications of any PayTo Agreement approvals and changes.
You can use PayTo to make payments with any participating merchant, business or service provider. So that’s everything from subscription services and utilities providers, to food deliveries, groceries, and more.
Here’s the logo to look out for:
For more related frequently asked questions, visit our FAQs page.
PayTo is an initiative from NPP Australia. The NPP is fast payments infrastructure built by the Australian financial services sector.
© 2021 NPP Australia Limited. ABN 68 601 428 737. All rights reserved. PayTo is a registered trademark of NPP Australia Limited.