We can assist you when receiving payments from overseas in a foreign currency into Australia that is then converted into Australian dollars (AUD). In general, the quickest and most convenient way for someone to send you funds from overseas is via a Telegraphic Transfer.

We can receive funds on your behalf from the overseas financial institution and transfer the deposit to your Bank account. We provide this service to you through our arrangement with Convera.1

Receiving money using Unity Bank's service

  • Click on the online form button on the right hand side – Receive money from overseas through our service and arrangement with Convera.
  • Choose the country you are receiving funds from.
  • Complete the relevant information in the online form and submit.
  • You will be then presented with the PDF deposit instructions. Please save it for your reference and email it to your payee/ follow payment instructions.
  • Ask the sender to :
    • present these instructions to their bank when sending the payment to you;
    • deposit the amount into the dedicated account as stated in the instructions in local currency and not in AUD;
    • instruct bank teller to include the “Payment Notes” in the bank’s reference field as specified in the PDF deposit instructions;
    • please request your remitter (sender) email you a copy of the bank transfer receipt showing the date, amount and transaction number. This information may be of assistance in locating the transaction (if required).


We are here to help

Unity Bank has appointed Western Union Business Solutions (Australia) Pty Limited (ACN 150 129 749; AFSL 404092), trading as Convera (“Convera”) to assist it in fulfilling certain foreign exchange and payment services. These services are provided to you by Unity Bank. Please note that fees & charges and terms & conditions apply and may vary depending upon the financial product. Fees may also include fees charged by correspondent banks.

1. Funds are usually received by Unity Bank Limited within 2-3 business days, funds will then be allocated to your nominated account. There is no delivery period guarantee. Some currencies may take longer than others to process.