Term Deposit Interest Rates

Unity Bank Term Deposit Interest Rates as at 25 March 2026

Terms Deposits (Minimum $1,000)	Interest paid on maturity or annually	Interest paid monthly
5 years	4.00% p.a.	3.95% p.a.
4 years	4.00% p.a.	3.95% p.a.
3 years	4.60% p.a.	4.55% p.a.
2 years	5.20% p.a.	5.15% p.a.
1 year	5.20% p.a.	5.15% p.a.
9 months	5.00% p.a.	4.95% p.a.
6 months	5.10% p.a.	5.05% p.a.
3 months	4.90% p.a.	4.85% p.a.

¹ These rates apply to retail deposits only available for individual investors (including joint accounts by individuals) and SMSF accounts only. For all other investors, a competitive rate will be offered on application.