See the rate tables below or click the print icon to save or print as a PDF.
Interest calculated on minimum monthly balance and is paid monthly.
| Daily Balance | Interest Rate |
| $1 plus | Up to 2.65% p.a. |
Interest calculated on minimum monthly balance and is paid monthly.
| Daily Balance | Interest Rate |
| $1 plus | 0.15% p.a. |
Interest calculated on minimum monthly balance and is paid monthly.
| Daily Balance | Interest Rate |
| $1 plus | 0.01% p.a. |
Interest is calculated daily on the portion of the balance in each tier at the applicable interest rate and paid monthly. Funds available at call 7 days after deposit.
| Daily Balance | Interest Rate |
| $0 - $19,999.99 | 1.75% p.a. |
| $20,000.00 - $99,999.99 | 2.25% p.a. |
| $100,000.00 plus | 4.35% p.a. |
Interest is calculated daily on the portion of the balance in each tier at the applicable interest rate and paid monthly.
| Daily Balance | Interest Rate |
| $0 - $99,999.99 | 1.25% p.a. |
| $100,000.00 - $249,999.99 | 2.50% p.a. |
| $250,000.00 - $499,999.99 | 3.25% p.a. |
| $500,000.00 plus | 4.00% p.a. |
Interest calculated on daily balance and paid monthly.
| Daily Balance | Interest Rate |
| $0 plus | 0.00% p.a. |
Linked to applicable rate Home Loan. No interest will accrue on this account. The daily balance will be offset against the linked mortgage account prior to interest being calculated on the loan account.
Members with minimum monthly balance of $20,000 and above in their account will receive the applicable interest rate on the whole balance of the account and is paid monthly.
| Daily Balance | Interest Rate |
| $0 - $19,999.99 | 1.00% p.a. |
| $20,000.00 plus | 2.50% p.a. |
Interest calculated on daily balance and paid monthly.
| Daily Balance | Interest Rate |
| $1 plus | 0.01% p.a. |
Interest is calculated daily on the portion of the balance in each tier at the applicable interest rate and paid monthly. Funds available at call 7 days after deposit.
| Daily Balance | Interest Rate |
| $0 - $19,999.99 | 0.00% p.a. |
| $20,000.00 - $99,999.99 | 0.00% p.a. |
| $100,000.00 plus | 0.15% p.a. |
Interest calculated on daily balance and paid monthly.
| Daily Balance | Interest Rate |
| $1 plus | 1.60% p.a. |
Interest is calculated daily and paid monthly. Base interest paid on entire balance of account. Bonus interest will be paid on the tiered balance when the following criteria is satisfied:
• Deposit a minimum amount of $50 within the calendar month, and
• No withdrawals or transfers in the calendar month
^ Base rate applies to account balances over $100,000
| Daily Balance | Interest Rate |
| Base Rate | 0.01% p.a.^ |
| Bonus Rate ($1 - $100,000) | 4.19% p.a. |
| Maximum Rate ($1 - $100,000) | 4.20% p.a. |
Interest is calculated daily on the portion of the balance in each tier at the applicable interest rate and paid monthly.
| Daily Balance | Interest Rate |
| $1 to $45,500 | 2.61% p.a. |
| $45,400.01 plus | 2.75% p.a. |
Interest is calculated daily balance and paid monthly.
| Daily Balance | Interest Rate |
| $1 plus | 0.01% p.a. |
Interest is calculated daily on the portion of the balance in each tier at the applicable interest rate and paid monthly.
| Daily Balance | Interest Rate |
| $1 to $45,500 | 2.61% p.a. |
| $45,400.01 plus | 2.75% p.a. |
Interest calculated on daily balance and paid monthly.
| Daily Balance | Interest Rate |
| $1 plus | 0.01% p.a. |
Interest is calculated daily on the entire balance at the applicable interest rate and paid monthly.
| Daily Balance | Interest Rate |
| $1 to $4,999.99 | 0.00% p.a. |
| $5,000.00 plus | 0.10% p.a. |
Interest calculated on daily balance and paid monthly.
| Daily Balance | Interest Rate |
| $1 - $1,999.99 | 0.00% p.a. |
| $2,000.00 - $4,999.99 | 0.00% p.a. |
| $5,000.00 - $9,999.99 | 0.00% p.a. |
| $10,000.00 - $24,999.99 | 0.00% p.a. |
| $25,000.00 plus | 0.10% p.a. |
Interest is calculated daily on the entire balance at the applicable interest rate and paid monthly.
^ No withdrawals during the month.
^^ Withdrawals during the month.
| Daily Balance | Interest Rate |
| $1 plus | 4.40% p.a.^ |
| $1 plus | 0.10% p.a.^^ |
Interest is calculated on the tiered daily balance at the applicable interest rate and paid monthly.
^ No withdrawals during the month
^^ Interest rate applies if bonus conditions are not met and/or on balances exceeding $25,000.
| Daily Balance | Interest Rate |
| $1 - $25,000.00^ | 0.80% p.a. |
| $1 - $25,000.00^^ | 0.50% p.a. |
| $25,000.00 plus | 0.50% p.a. |
© 2025 G&C Mutual Bank Limited trading as Unity Bank & Reliance Bank ABN 72 087 650 637 | AFSL & Australian Credit Licence 238311. You should consider our Account & Access Facilities and Term Deposit Account Product Disclosure Statement documents before making a decision. To obtain a copy, phone 1300 36 2000 or visit unitybank.com.au
