Unity Bank Personal Lending Rates as at 28 March 2024  printer icon

Personal Loans

Fair Rate Personal Loan

Tier Interest rate Comparison rate
Diamond 7.99% p.a. 8.20% p.a.
Emerald 9.99% p.a. 10.21% p.a.
Sapphire 10.99% p.a. 11.21% p.a.
Ruby 12.99% p.a. 13.21% p.a.
Opal 16.99% p.a. 17.22% p.a.


Credit Cards

Product Interest Rate on Purchases
Low Rate Visa Credit Card 7.49% p.a.
Low Rate Business Credit Card 12.49% p.a.
Platinum Visa Credit Card 19.99% p.a.


Car Loans

Product Interest rate Comparison rate
Fixed Rate Car Loan
(Vehicles up to 5 years old)
7.99% p.a. 8.27% p.a.
Fixed Rate Car Loan​
(Vehicles over 5 years old)
9.99% p.a. 10.28% p.a.


Overdraft

Product Interest Rate Comparison Rate
Unsecured Overdraft 15.50% p.a. N/A

Eligibility criteria, terms & conditions and fees & charges apply.

© 2025 Unity Bank Limited | ABN 72 087 650 637 | AFSL & Australian Credit Licence 238311​