Term Deposit Interest Rates

Unity Bank Term Deposit Interest Rates as at 27 June 2025

Terms Deposits (Minimum $1,000)	Interest paid on maturity or annually	Interest paid monthly
5 years	3.70% p.a.	3.65% p.a.
4 years	3.70% p.a.	3.65% p.a.
3 years	3.70% p.a.	3.65% p.a.
2 years	3.85% p.a.	3.80% p.a.
1 year	4.10% p.a.	4.05% p.a.
9 months	4.10% p.a.	4.05% p.a.
6 months	4.40% p.a.	4.35% p.a.
3 months	4.25% p.a.	4.20% p.a.

¹ These rates apply to retail deposits only. These rates are only offered if the member nominates for interest to be paid on maturity or when the term exceeds one year where interest must be paid annually. Monthly, quarterly and six monthly interest is available with a reduction on the current rate. Where funds are withdrawn from an investment account prior to maturity, a reduction to the interest rate will be applied dependent on the time left until maturity. For more details please refer to our Account and Access Facilities Terms and Conditions. For terms outside of the advertised rates contact us on 1300 36 2000.