Term Deposit Interest Rates

• ¹ Eligibility criteria, terms and conditions, fees and charges may apply. All information including interest rate is subject to change. For deposits over $300,000, rates are by negotiation and subject to acceptance. All deposits are accepted at the Bank's discretion. For standard terms that are less than or equal to 12 months, interest is paid at maturity; for terms over 12 months, interest is paid annually and at maturity. For monthly terms, interest is paid every month and at maturity with a reduction of 0.20% from the applicable stated interest rate. Generally, Members are not entitled to withdraw funds until the term matures. We may, in our absolute discretion and consideration of their reason, allow the Member to withdraw funds before the end of the term. If the deposit or any part of it is withdrawn early, an interest rate adjustment will normally apply. Any calculation made by you using the rate calculator is intended as a guide only.
• ² Eligibility criteria, terms and conditions, fees and charges may apply. All information including interest rate is subject to change. Interest is calculated daily and paid at maturity. Generally, Members are not entitled to withdraw funds until the term matures. We may, in our absolute discretion and consideration of their reason, allow the Member to withdraw funds before the end of the term. If the deposit or any part of it is withdrawn early, an interest rate adjustment will normally apply. Any calculation made by you using the rate calculator is intended as a guide only.

Eligibility criteria, terms and conditions, fees and charges apply. All information including interest rate is subject to change. Interest rates are on a per annum basis. All term deposit interest rates apply to new funds and to one term only. Higher or lower rates may apply to subsequent terms. These products are issued by Unity Bank Limited ABN 11 087 650 315 AFSL/Australian Credit Licence 240399. Reliance Bank is a division of Unity Bank Limited. You should consider our Account & Access Facilities Conditions of Use and Term Deposit Account Product Disclosure Statement documents before making a decision. To obtain a copy, phone 1300 36 2000 or visit unitybank.com.au