How does the Regional First Home Buyer Guarantee work?
You can apply through Unity Bank for a loan to purchase a residential property, and we will reserve a place in the guarantee on your behalf, provided your application meets the eligibility criteria.
Eligible regional home buyers are able to purchase in the regional area they have lived in during the preceding 12 month period, or an adjacent regional area (exemptions apply, please refer to eligibility criteria). The RFHBG can also be used conjunction with other government programs like the First Home Super Saver Scheme or state and territory first home owner grants and stamp duty concessions.
If you are eligible for the RFHBG, you are not eligible for the First Home Guarantee. Home buyers who are not eligible for the RFHBG, may be eligible for the First Home Guarantee and Family Home Guarantee.
To find out more or assess your eligibility, talk to us, download the Fact Sheet or view the information guide.