We merged with G&C Mutual Bank to give you the same banking you know and love, plus more.

Same staff. Same leadership. Same service. Now with more great products and less fees.

Because good things can always get better…


More to love

Unity Bank can now offer you even more credit solutions, with enhanced security ratings from Moody’s and S&P. That means you have more options with greater peace of mind.


Reduced fees

Over 40 existing fees have been removed or reduced, so you’re getting more and paying less. These changes are anticipated to collectively save members more than $720,000 per annum.


What's new for you?

Momentum Home Loan

A great refinance option if your home loan is with another bank. With a competitive interest rate, no monthly repayments and flexible extra repayment features, you’ll get more value from your home loan.

Platinum Visa Credit Card

A premium credit card option that lets you earn 1 Qantas Point for every $1 spent on eligible purchases, up to 20,000 Points per month. Plus enjoy no joining fee for Qantas Frequent Flyer membership and 10,000 bonus Qantas Points annually.

Retirees Access Home Loan

A loan that lets you utilise the equity in your home and unlock the potential of your retirement. Retirees or semi-retirees can borrow a portion of their property value and receive the funds in one lump sum, all while remaining in their home.


Keep enjoying what you love

Community & worker support

Our members are at the core of what we do. That’s why we’re dedicated to giving back through charity donations and community events.

Local call centres

Our commitment to quality service will never change. We’re here to help you however you can.

Member owned

We’re proudly a member-owned bank, giving you more say and more benefits. Any surplus goes back to you in the form of better interest rates, products and services.

Protected action clause

There’s strength in unity. If you’re involved in a 'protected industrial action', you may be eligible to postpone your loan repayments for up to 12 months to relieve financial stress.

Credit eligibility, t&c’s, and fees apply. Unity Bank Limited ABN 72 087 650 637 AFSL & Australian Credit Licence 238311.