View All Owner Occupied Home Loans

• ¹ Only available for new home loan and refinance applications, or for existing Unity Bank and G&C Mutual Bank home loan members who add an additional $50,000 to their existing home loan balance and have a minimum current loan amount of $250,000. Existing home loan members do not need to add an additional balance to switch to a new fixed loan.
• ² Comparison Rate is calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only. WARNING: These Comparison Rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison Rate.
• ³ At the end of the fixed rate period the loan will continue as a fixed rate loan for the same period, unless you choose a different fixed rate period or a variable rate product. Offset account not available on this product.
• ⁴ Available when at least one borrower meets essential worker criteria as a frontline ambulance officer, paramedic, firefighter, police officer, corrective services officer, nurse, aged care or disability worker, teacher, early childhood educator, defence or military personnel. For new security or new refinance applications only. Not available for existing G&C Mutual Bank or Unity Bank Loans.
• ⁵ Special offer only available for new security. Not available for refinance of existing G&C Mutual Bank or Unity Bank Loans. Offer may be amended or withdrawn at any time.
• ⁶ Momentum Home Loan Principal & Interest Owner Occupied LVR <60%. Other rates apply for LVRs >60%.
• ⁷ Retirees Access Home Loan - no principal or interest repayments are required.

^ Minimum redraw amount of $100 applies.

Eligibility criteria, terms & conditions and fees & charges apply.