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PayID is free to register and easy to use, it helps to stop scams because unlike a traditional payment, the payer can see a confirmation screen, which includes the intended PayID name, before they confirm the payment. Find out more from the Australian Banking Association   Not sure what PayID is? If you can’t remember your BSB and account number, a PayID is something easy to remember — like your mobile phone number that you register with us and we link to your account. Then when someone needs to pay you, you simply give them your PayID instead of your BSB and account number. PayID. Simple as.   Simpler to remember  Remembering bank details is enough to give anyone a ‘goldfish’ moment – seriously, who can remember their BSB and account numbers? A PayID can be something easy to remember like your mobile number.   Simpler to get right If you’ve ever worried about sending money to the wrong account, PayID can help. Use a PayID with a service like Osko and the name of the person who owns that PayID is shown before you approve the payment. All you have to do is to confirm it’s the right person.   Simpler to share Sharing your PayID couldn’t be simpler, because it’s easy to remember for both you and the person you’re sharing it with.

We will acknowledge receipt of your application at which time we will advise you of our initial assessment and, if necessary, seek other information from you for the purpose of fully assessing your application. We may also need to gather information from a third party, such as a credit reporting agency, to enable us to fully assess your application. Upon receiving all the relevant information, your application will be fully assessed and you will receive a phone call or email to let you know if your loan has been approved, subject to any conditions. At that time we will also discuss the next steps involved in progressing your loan application. Please note the following regarding the information you provide. In submitting your application you agree, in making an application for credit to us, that, in assessing the application we may seek and obtain personal information about you from a credit reporting agency or other financial institution or any other party necessary to assess your application and may give personal information about you to another financial institution. You also agree that we may hold and use personal information about you, which may at any time be provided to us in connection with a facility for which you make application to us, for the purposes (as relevant) of: considering any other application you may make to us; complying with legislative and regulatory requirements; performing administrative functions, including accounting, risk management, record keeping, archiving, systems development, credit scoring and staff training; managing our rights and obligations in relation to external payment systems; conducting market or customer satisfaction research; developing, establishing and administering alliances and other arrangements (including rewards programs) with other organisations in relation to the promotion, administration and use of our respective products and services; developing and identifying products and services that may interest you; and (unless you ask us not to) providing you with information about other products and services. For further information on the way we collect and use your information, please click here to view our full Privacy Policy.

Knowing what documents you need when applying for a personal loan can be tricky. Below is a list of necessary items to help you when applying for a personal loan.   Personal identification One primary photographic ID (eg. driver’s licence or passport) or two non-photo IDs (eg. birth certificate, citizenship certificate, council rate notice, ATO tax assessment notice, bank cards, credit cards)   Proof of income For full time/part-time & casual employment, please supply your most recent payslip. Self Employed, you will need to supply the last 2 years lodged tax returns and your most recent Notice of Assessment (must be issued within the last Financial Year).   Items needed for a secured car loan A tax invoice for the car you are buying, that includes: car registration number vehicle ID number (VIN) or chassis number engine number purchase price Current Registration papers A current full comprehensive Insurance Policy Other supporting documentation may be required upon request. For more information please call 1300 36 2000 and speak with one of our lending specialists. Credit eligibility criteria, terms and conditions, fees and charges apply