Visa Low Rate Credit Card

You told us you wanted a "no fuss" credit card that offers value for money. The Visa Credit Card offers just that. Up to 55 days interest free on purchases and then a low ongoing interest rate. In addition we are offering an introductory rate for the first 6 months and no annual fee in the first year saving you $60.

Interest rate on purchases 13.49% p.a.
Interest rate on cash advances 13.49% p.a.
Annual fee $60.00
Interest free days Up to 55 days on purchases only
Reduced introductory rate for the first 6 months Yes
Annual fee Yes, waived for the first year
Additional card fee No
Interest charges Calculated daily, charged monthly
Worldwide acceptance Yes
Cash advance facilities Yes

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  • 1 Credit Card Introductory Rate is fixed for purchases and balance transfers for the first 6 months. After the 6 months, the rate reverts to our variable Credit Card Standard Rate. Minimum credit limit $1,000. Maximum credit limit $30,000 subject to ability to pay.