7.49 % p.a.
Fixed Introductory Rate for 6 months
Please be advised that the delivery of your monthly November bank statement has been temporarily delayed. We are working to rectify this as soon as possible and apologise for any inconvenience.
Our award-winning Low Rate Visa Credit Card offers up to 55 days interest free on purchases and a low ongoing interest rate.
| Interest rate | |
| Credit Card Introductory Rate | 7.49% p.a. |
| Credit Card Standard Rate | 13.24% p.a. |
Credit Cards |
|
|---|---|
| Minimum credit limit : | $1,000 |
| Maximum credit limit : | $30,000 (subject to ability to repay |
| Minimum age for a Visa Credit Card : | 18 years |
| Interest rate : | Variable |
| Interest charges : | Calculated daily; charged monthly |
| Additional cardholder : | Yes. Available to anyone aged over 16 and added as an Authority to Operate on the Account. |
| Repayment Amount : | If the outstanding balance is not fully paid each month, the minimum monthly repayment is $20 or 2% of the balance, whichever is greater. |
| ATM & EFTPOS Access : | Yes |
| Google, Apple and Samsung Pay : | Yes – in stores where contactless payments are accepted |
| Cash Advance Facilities : | Yes |
| Reduced Variable Introductory Rate for the first 6 Months : | Yes. Reverts to standard variable interest rate at the end of the first 6 months. |
| Worldwide acceptance : | Yes |
For more related frequently asked questions, visit our FAQs page.
Eligibility criteria, terms and conditions, fees and charges apply. All information including interest rate is subject to change.
* After the first year has expired, an annual fee of $60 will be applied each year.
