Please note: Lismore Service Centre is temporarily closed until Friday 24 October 2025. If you need assistance, please call 1300 36 2000. We apologise for any inconvenience.
Our Construction Loan helps provide the funds you need to support the construction of an investment property.
| Features | |
| Minimum loan amount | $0 |
| Maximum loan amount | $5,000,000 |
| Maximum LVR | 80% |
| Maximum LVR with Lender Mortgage Insurance | 90% (plus premium for investment) |
| Maximum loan term | 12 months |
| Interest calculation | Calculated daily, charged monthly |
| Interest type | Variable |
| Interest offset | No |
| Repayment type | Interest Only |
| Repayment frequency | Monthly |
| Extra repayments | Unlimited |
| Security | Secured |
| Redraw | Yes1 |
| Split loan option | Yes |
| Pre-approval | Yes |
| Increase/top up | No |
| Establishment fee | No |
| Ongoing fees | No |
Whether you need help with budgeting, financing, or understanding the home buying process, we are here to help you with every step of the way and make informed decisions. Submit your enquiry now and take the first step towards your dream home.
"We were very pleased with the speed and personalised service we received from the team at Unity Bank in helping us purchase our first home. We also found their products to be very competitive. Unity Bank has more of a family feel to it than a corporation. We have already recommended them to others, as we are very happy with them."
Emanuel, Member
For more related frequently asked questions, visit our FAQs page.
1 Minimum redraw amount of $100 applies.
Eligibility criteria, terms and conditions and fees and charges apply. Variable interest rates are dependent on the product type.
