Moving House Guide

Some people would consider moving house a nightmare and a half. From booking removalists to decluttering, we know these tasks can cause unnecessary stress to any new home owner. That’s why we have come up with some easy ways to keep your stress levels down and move in no time.

Preparation is key!

To prepare for M day (moving day), a lot of time is needed. If unprepared and unorganised, M day can easily turn into D day (Dooms day). So preparation is key when moving homes, you can start of by assessing what will be moving with you to your new home and what will be thrown in the skip or sold. This is an important step before considering a removal company because it will help you understand how much furniture you will be moving. Do you really want the old lounge chair that the cat destroyed? No, throw it in the skip. By categorising items into ‘Keep’, ‘Sell’, ‘Donate’ and ‘Skip’, you could potentially save yourself some money in moving costs.           

Update everything

Updating your contact details is a crucial part of moving. Most organisations allow you to update your mailing address online or over the phone. Don’t forget to have your address changed on your driver’s licence as well as on the electoral roll. You can also organise mail redirection to your new address, so you don’t miss out on any important letters.

Electricity and gas

Organising your electricity and gas before you move in will prevent cold showers and no power. This task should normally be organised one week before M day. During this time arrangements should also be made for connecting and disconnecting of all other services with your utility providers such as phone, internet, water and pay TV.    

Mr fluffy is a priority!

If you think moving houses is a nightmare and a half, your pets are probably stressed out too. Plan ahead and organise for a family member or friend to look after them while you make the move. Once settled you can introduce them into their new home with no stress or injuries to your pets. 

M Day

Ok so you have followed all our preparation steps, now it’s moving day. Be prepared for a long day ahead, so snacks are always good to have. To keep your family volunteers and moving team happy, snacks such as fruit, muesli bars, small packet chips, crackers and chocolates will keep hungry bellies at bay. Also staying hydrated by having water bottles on hand will help the day run smoothly.

We hope these moving preparation tips make your M day as stress free as possible.  

Osko by BPAY™

Pay and get paid faster

Osko® is a new way to pay with Internet and Mobile Banking that’s as fast as cash – without the hassle of cash. Whether you’re paying a tradie, splitting a bill or giving money to family for something urgent – the money will be there in minutes.  

Whats not to love about Osko®?

• Faster payments across over 50 institutions - and more to come
• Available all day, every day - even weekends
• You can use a PayID to pay and get paid with something simple like a registered mobile, email or ABN. Or you can still use a BSB & account number.
• It's backed by BPAY and us, so it's very secure
• You can use 280 characters of text to describe who's getting paid and why

How to use Osko®

You will be able to use Osko via Internet and Mobile Banking. We will let you know closer to the launch date, in early 2018. 

Find out more about PayID

It’s a smart address for payments, created by linking a bank account to a recognisable and memorable piece of information used in everyday life, such as an email address or mobile number. While the PayID can only link to one bank account at a time, accounts can have more than one PayID. A PayID can be a mobile number, email address, or ABN. A PayID provides greater convenience and peace of mind, as a customer no longer has to disclose their BSB and account number to receive payments.

Want to know more about Osko®? visit osko.com.au

Why the Unity Bank low rate visa is an Experts Choice Award-winner?

Our much-loved visa credit card recently took home an Expert's Choice Award for Low Rate Credit Card from financial comparison site, Mozo. 

Now in their fourth year, the awards recognise great value credit cards across 13 different categories. This year, over 190 credit cards from 65 financial institutes were analysed and awards were given to only the top 10% in each category. 

“There are so many types of credit cards on the market, and finding the right fit for you can make a huge difference to your bottom line,” said Mozo Director Kirsty Lamont.

“The beauty of low rate cards is that they won’t break the bank if you wind up carrying a balance for a while. So for this category our experts took into account how much the card would cost a spender who carried a reasonably hefty balance and had to pay interest on it.” 

Our Unity Bank Visa Credit Card comes with a low purchase rate of 7.99% for the first 6 months, and just 10.12% after that. 

“Many cards on the market are packing interest rates as high as 21.99% - more than double the regular purchase rate of our Unity Bank Visa, and nearly 3 times higher than the introductory rate,” pointed out Lamont.

Learn more about our award-winning visa credit card here.