Each year on 1 March, communities across Australia roll up their sleeves and take part in one of the country’s most recognisable environmental initiatives where volunteers work in small groups to remove rubbish from local parks, beaches and streets. Clean Up Australia Day is a community event reminding everyone that caring for our environment is a shared responsibility that requires collective action year-round.
Clean Up Australia Day was first established in 1990, when Ian Kiernan founded Clean Up Australia to encourage everyday people to care for their local environments. What began as a grassroots effort quickly became a national movement, empowering millions of Australians to take practical action against pollution and environmental degradation. The message has always extended beyond a single day of picking up litter. The organisation works year-round with communities, governments and businesses to promote sustainable living and long-term environmental solutions.
According to Clean Up Australia, Australia now produces around 2.5 million tonnes of plastic waste each year, roughly 100 kilograms per person. Yet only about 13% is recovered, while 84% ends up in landfill.
Even more troubling is the impact on marine ecosystems. Each year, an estimated 130,000 tonnes of plastic enters the ocean from Australian consumption alone. Scientists warn that by 2025, 99% of seabirds worldwide are expected to have ingested plastic, a stark indicator of how deeply pollution is affecting natural systems. These figures highlight a critical environmental challenge that cannot be solved by governments or individuals alone, it’s a collective coordinated effort by whole communities.
What can you do at home? Reduce, reuse, repair, recycle, recover. Starting with these five simple actions can be a practical way to stop litter ending up in our environment and keep more waste out of landfill.
To get involved in Clean Up Australia Day you can register a new clean-up, join an existing one (use the official interactive map to search by postcode or suburb) or donate at https://www.cleanup.org.au/. Clean-ups can be registered any day of the year.
Mutually valuable banking for people and planet
As a member focused, values-driven organisation, acting responsibly and ethically is at the heart of our operations. We are committed to the ongoing promotion and creation of mutual value and strive to make a positive impact for our members and the communities we are part of. It is this sentiment that underpins our Environmental, Social and Governance (ESG) Strategy - Mutually valuable banking for people and planet.
We are always looking for ways to minimise the impact our business operations have on the environment.
Our head office was recently refurbished to improve efficiency and wellbeing and as part of our commitment to waste reduction, we repurposed much of our existing furniture. Remaining items were made available to staff or donated to Barnardos Australia’s child and family centres and Planet Ark’s City Recycling program. Newly installed water systems, upgraded lighting and presentation technology were selected to reduce resource consumption and improve energy efficiency. This complemented the office’s comprehensive four-bin recycling system for dry-waste, organics, recyclables, and paper - to help prevent contamination, reduce waste and minimise landfill.
We have also undertaken a Greenhouse Gas Assessment to better understand our emissions and identify reduction opportunities, completing our submission to Climate Active, an Australian Government program driving voluntary climate action. Last year, we offset 1,847 tCO2-e using 80% Verified Carbon Units (VCUs) and 20% Australian Carbon Credit Units (ACCUs).
Through our ESG Strategy, we have delivered a number of impact initiatives including recycled PVC cards and environmentally conscious collateral, accessible and inclusive service enhancements, our Essential Worker Home Loan, Green Car Loan, Green Upgrades Loan, Worker Support Benefits and our Responsible Banking Policy.
Unity Bank had the opportunity to attend the MEU Dust Conference held in Queensland from the 16th to the 19th of February 2026.
It was an extremely insightful event with a variety of different organisations attending and representing their core business products and services.
Unity Bank conducted a prize draw, with one prize up for grabs.
Congratulations to our winner Kath, who attended the conference and entered our competition! Kath won a $200 EFTPOS gift card!
We hope you enjoy your prize Kath!!
We would also like to thank everyone who attended the event and visited our Unity Bank stall.
Wednesday, February 18, 2026
Members are advised of changes to our fees and charges effective 10 March 2026.
We will be expanding the Consent Fee to cover consent to subdivide, substitute, lease, cross-collateralise or any other matter where we need to reassess the loan in any way. The Consent Fee will remain at $300.
This expansion will result in an increase to the fee associated with security variation (from $200 to $300) and an increase in the fee associated with subdivision (from $250 to $300).
We will be introducing the following new fees:
Re-documentation Fee of $250 for instances where a member requests to Fixed Rate Lock after their loan offer and contract documentation has been provided, but prior to loan settlement.
Foreign Cheque Deposit Fee of $20 for cheques up to $25,000 or $50 for cheques over $25,000.
These changes will take effect on 10 March 2026. If you would like to discuss any of these changes, please contact us.
ClickFit: Are you fit to click-date?
ClickFit: Romance Scams is designed to get Australians to stop their scroll, check the warning signs of romance scams, and protect their hearts and wallets from cybercriminals. Think of ClickFit as a road-safety campaign for digital dating: every online user is being urged to slow down, swerve around romance scam tactics, and stay one step ahead of cybercrime.
Why ClickFit matters?Many victims of romance scams experience feelings of embarrassment, fear and disapproval, which prevents them from coming forward. To help Australians navigate online dating safely, it's important they can recognise the warning signs of romance scams. ClickFit will make it easier for Australians to date online and click on love with caution and confidence.
Get ready to click-date in six steps:
If asked, don't move the chat to another platform
Always verify the person online
Ask to video call or meet in person
Never send money or share accounts
Watch out for romance scam tactics
Talk to someone you trust
Need help?
If you believe someone has gained access to your bank account and/or personal information, even if the scam appears unrelated to your finances, you should contact your bank immediately. A timely response can be critical.
If you have concerns about your account contact us immediately.
You can report cybercrime directly to the Australian Cyber Security Centre (ACSC) or National Anti-Scam Centre (NASC) – Scamwatch.
Find out how scams work, how to protect yourself, what to do if you’ve been scammed or report a scam to the Australian Competition and Consumer Commission (ACCC) via Scamwatch.
Change your passwords and enable two-factor authentication to protect your accounts.
As always, we remain committed to your security and privacy online. To understand how we help to keep you safe, please refer to our Security page. For more information on common scams and how to protect yourself, please visit the News section of our website.
Spike in reports of scammers impersonating Qantas to steal your personal information and money.
What’s happening
Scammers are impersonating Qantas in emails and text messages to steal your personal information and money. They create a sense of urgency to try and get you to act quickly without checking first.
Scammers will use Qantas logos and branding to make the communication look real. The email or text message will urge you to click a link to either:
claim a refund
claim a gift
redeem points that are about to expire.
If you click this link you will be directed to a scam website designed to steal any information you enter.
Qantas has been warning of these sorts of scams, which were first identified in August 2025, and encourages customers to be alert to continued scam activity. The airline does not contact customers to ask for their PINs, passwords, or one-time passwords in text messages or email.
More information can be found on Qantas.com dedicated scams page. The NASC and Qantas work collaboratively to share scam intelligence and to disrupt scams.
Who’s at risk
Anyone could be targeted by this scam. You do not need to be an existing Qantas customer or Qantas Frequent Flyer. However, people who know or suspect they have been involved in a data breach may be at greater risk of being targeted.
If you’ve been affected
Don’t be embarrassed about being scammed.
If you’ve had money or personal information stolen, contact us immediately.
If you think your accounts have been compromised, change your passwords immediately.
Monitor your bank statements and accounts for unusual activity.
If you’ve been scammed or have provided personal information, call IDCARE on 1800 595 160.
Help others by reporting to Scamwatch.
Warning signs to look out for
Suprise offers that come from unsolicited emails or messages.
Sender names, email addresses or website addresses that have been changed and look different from the legitimate domain of an organisation.
Limited time offers creating urgency such as expiring loyalty points or "missing out" on a refund or gift.
Communications that ask for your personal details, password, PIN, credit card or banking information.
Communications that ask you to click a link and enter personal or sensitive login information.
Protect yourself from scams by:
STOP. Scammers create a sense of urgency. Don’t rush to act, take your time. Never click a link, download an attachment, or enter personal or sensitive login information via a link in an email or message.
CHECK. Check whether the message or email you’ve received is really from Qantas by using your official Qantas app, visiting the Qantas website, or calling Qantas directly using a number you source yourself. Qantas updates its scams awareness website with advice for customers.
PROTECT. If you’ve given any personal information to someone you suspect is a scammer, act quickly. See more about what to do if you’ve been scammed and what steps you can follow.
Need help?
If you believe someone has gained access to your bank account and/or personal information, even if the scam appears unrelated to your finances, you should contact your bank immediately. A timely response can be critical.
If you have concerns about your account contact us immediately.
You can report cybercrime directly to the Australian Cyber Security Centre (ACSC).
Find out how scams work, how to protect yourself, what to do if you’ve been scammed or report a scam to the Australian Competition and Consumer Commission (ACCC) via Scamwatch.
Change your passwords and enable two-factor authentication to protect your accounts.
As always, we remain committed to your security and privacy online. To understand how we help to keep you safe, please refer to our Security page. For more information on common scams and how to protect yourself, please visit the News section of our website.
Source: Scamwatch
On Tuesday 3 February 2026, the Reserve Bank of Australia (RBA) announced an increase of 0.25%p.a. to the official cash rate.
Following this, we have reviewed the interest rates applicable to our variable and fixed rate home loans and advise that the rates will increase by up to 0.50%p.a. for new loans effective from 6 February 2026, with increases of up to 0.36%p.a. for existing variable rate mortgage holders effective from 18 March 2026.
Our variable savings rates including Bonus Saver Account will increase by up to 1.75%p.a. effective from 1 March 2026.
Members with a loan account will be advised individually of any change to their interest rate and minimum repayments.
Whilst changes to the RBA cash rate is one of the factors that informs our pricing decisions, there are other factors that we consider such as economic and market conditions, cost to lend and the competitor landscape. This helps us to assess and to continue to offer competitive rates to our members.
If you would like further information on any of our products or services, please review the information on our website or contact us to see how we can help.