Simply open your Unity Bank app, select Pay > Pay someone
Note: When creating a new payee, the method of payment selected is what will be saved as the default for this payee. You can, however, still change the pay type at the time of making another payment to this payee. For payees you have had saved for some time, the default may not be your preferred pay type. As above, you can change the pay type when making a payment. If you wish to change the default for these existing payees, you may need to delete the payee details and re-create with your preferred settings.